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Freedom Debt Relief Reviews Investing Tips For 30 Somethings

Freedom Debt Relief Reviews Investing Tips For 30 Somethings

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Investing for retirement in your 30s doesn’t mean you’re too late. There’s still plenty of time to build a cushy retirement. In this article, Freedom Debt Relief reviews several tips to ensure you hit the mark with your retirement. Fill Up Your 401(k) You might be one of many in their 30s who have a debt hangover from their 20s. This can be a drag on your ability to fund your 401(k). Paying down debt will free up money to contribution even more to your 401(k). Freedom Debt Relief reviews says to try contributing the maximum to your 401(k). This means $18,000 per year. While more would be better, this is all the government allows. At the least, you’ll be doing the best possible and far better than most of your coworkers. Your contributions will be on auto pilot, coming out with each pa
Freedom Debt Relief: Paying Your Mortgage Off Early

Freedom Debt Relief: Paying Your Mortgage Off Early

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Mortgages seem like giant a burden that will hang over our heads forever. Many people pay the minimum amount each month and use the rest of their money on expenses or investments. Unfortunately, slowly paying your mortgage off over the entire 30-year term can cost tens of thousands of dollars in interest. Freedom Debt Relief created this guide to help you save that money and pay off your mortgage early. There are a lot of factors to consider when deciding how much to pay towards your mortgage. To make wise decisions you must understand your own cash flow each month. You also need to have an accurate idea of where you spend your money. A budget is essential to increasing your understanding of your finances. Freedom Debt Relief clears things up with this post. Forced Saving Many people th...
Fair Debt Collection Practices And Technology Debt Revisited

Fair Debt Collection Practices And Technology Debt Revisited

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It’s been over thirty years since the Fair Debt Collection Practices Act was enacted, but in technical terms it’s been light years since the FDCPA’s passage. Back in 1970s, there wasn’t email, voicemail, cell phones weren’t present, and social networking was something that you did at social parties. Back then, debt collectors had three means of contacting a consumer: via landline phone, snail mail and perhaps through telegram. Restrictions In Debt Collection The FDCPA has strict rules against certain types of debt collector communication. For example, a debt collection agency can’t send you a letter in the mail and indicate that it’s from a debt collecting agency on the outer envelope. A collector can’t call you at all hours of the day and night, or contact you at work if he knows that
How to Shop While Paying off Debt

How to Shop While Paying off Debt

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If you're underwater on your finances you may be getting frustrated from working hard and not having anything left over for fun at the end of the month. If this sounds familiar, take heart! You don't have to go without everything you want in order to lose your debt; you just need to learn new spending habits so you don't overdo it and end up eating ramen for days on end. Here are some tips to help you get through the rough spots on your road to achieving a debt-free life! Make shopping lists. Sure, you've heard it before, but it really works. Advertisers spend big bucks tempting you to buy their products, so don't fall for their strategy. Skip the impulse buying and stick to your shopping list to save big on the way out of the store. As extra incentive you can make a note on your phone ...
Life After Debt—This Is The Place

Life After Debt—This Is The Place

Debt
The number of people living under debt burden is growing exponentially; the number of defaulters on their monthly loan repayments is higher than that of people with only their necessary expenses. Why? Because people usually get more and more loans without giving a thought to how they will be repaying them. People are struggling with hefty loans and debt issues, they are unable to manage their finances and pay off their loan repayments every month, ultimately leaving them more and more indebted. People have accepted debt as a part of their life and continue to live with them; this approach only leads to stopping them from moving forward with other life goals. People should realize that life with debt is nothing but a worrisome journey, where you have to think before every turn you take. Whi...